Our experienced professionals are ready to assist you in choosing the personal checking account that works best for you. When you open any Providence Personal Checking Account you will receive the following:
- FREE Internet Banking
- FREE Telephone Banking
- FREE Check/ATM Visa Card
- FREE Check Images with Monthly Email or FREE Online Statements
- FREE Bill Pay
- FREE Direct Deposit
- All account information combined on one statement
- UNLIMITED check writing
For customers who value easy money management, the Providence Free Checking account provides these advantages:
- ALL Providence Personal Checking benefits (listed above)
- NO monthly fee
- NO minimum balance required
- 50 FREE trial checks
- 4 FREE non-proprietary ATM transactions per month at any
Star or Cirrus ATM (maximum $8.00 per statement cycle)
- Rebate on 4 ATM surcharges per month from other banks
- Electronic statements required
- No fees for using Providence Bank ATMs
For the student preparing for an after school or summer job or for heading off to college, Providence Student Checking* provides these advantages –
- ALL Providence Personal Checking benefits (listed above)
- NO minimum opening deposit or balance required
- NO monthly or transaction fees
- Rebate on 4 ATM surcharges per month from
other banks (maximum $8.00 per statement cycle)
- NO fees for using Providence Bank ATMs
* Customers under the age of 18 are required to have a parent/guardian as joint owner on the account. Visa rules require individuals to be 18 years or older for issuance of a Visa Debit Card.
For customers
55 and better who utilizing our FREE direct deposit, Providence Senior Checking provides these advantages –
- ALL Providence Personal Checking benefits (listed above)
- NO monthly fee
- NO minimum balance required
- One FREE Cashier Check per month
- FREE check printing with the Providence Senior check style
or 30% off any other check style we offer
- FREE optional printed check images with monthly statement
- 4 FREE non-proprietary ATM transactions per month at any Star
or Cirrus ATM
- Rebate on 4 ATM surcharges per month from other banks (maximum $8.00 per statement cycle)
For customers who value easy money management with printed check images, Providence Plus Checking provides these advantages –
- ALL Providence Personal Checking benefits (listed above)
- NO monthly fee*
- 50 FREE trial checks
- FREE optional printed check images with monthly statement by mail
- 4 FREE non-proprietary ATM transactions per month at any Star or
Cirrus ATM (maximum $8.00 per statement cycle)
- Rebate on 4 ATM surcharges per month from other banks
* Minimum balance is $500 or an average collected balance of $1,000. If balance falls below minimum there is a $10.00 monthly service fee applied.
For customers who value an interest bearing account, Providence Preferred Checking provides these advantages –
- ALL Providence Personal Checking benefits (listed above)
- Earn interest at any balance
- Compounded tiered interest paid monthly (higher balances earn a higher
rate of interest)
- NO monthly fee*
- FREE optional printed check images with monthly statement
- 4 FREE non-proprietary ATM transactions per month at any
Star or Cirrus ATM (maximum $8.00 per statement cycle)
- Rebate on 4 ATM surcharges per month from other banks
- FREE Cashier Checks
- FREE check printing with the Providence Preferred check style
* Minimum balance is $1,000 or an average collected balance of $2,500. If balance falls below minimum there is a $15.00 monthly service fee applied. |
