CheckingSavings & Money MarketPALS & Christmas ClubCDs & IRAsLendingHealth Savings Account

Our experienced professionals are ready to assist you in choosing the personal checking account that works best for you. When you open any Providence Personal Checking Account you will receive the following:

  • FREE Mobile & Text Banking
  • FREE Internet Banking
  • FREE Telephone Banking
  • FREE Check/ATM Visa Card
  • FREE Check Images with Monthly Email or FREE Online Statements
  • FREE Bill Pay
  • FREE Direct Deposit
  • All account information combined on one statement
  • UNLIMITED check writing

Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the mobile banking service. However, your wireless carrier may charge a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. All trademarks, service marks and registered marks are the properties of their respective owners.

PROVIDENCE FREE CHECKING For customers who value easy money management, the Providence Free Checking account provides these advantages:

  • ALL Providence Personal Checking benefits (listed above)
  • NO monthly fee
  • NO minimum balance required
  • Monthly email or online statement
  • No fees for using Providence Bank & Trust ATMs

PROVIDENCE STUDENT CHECKING For the student preparing for an after school or summer job or for heading off to college, Providence Student Checking* provides these advantages –

  • ALL Providence Personal Checking benefits (listed above)
  • NO minimum opening deposit or balance required
  • NO monthly or transaction fees
  • NO fees for using Providence Bank & Trust ATMs

* Providence Student Checking is availalbe to students ages 16-24 with proof of student status. Customers under the age of 18 are required to have a parent/guardian as joint owner on the account.

PROVIDENCE SENIOR CHECKING For customers
55 and better who utilizing our FREE direct deposit, Providence Senior Checking provides these advantages –

  • ALL Providence Personal Checking benefits (listed above)
  • NO monthly fee
  • NO minimum balance required
  • One FREE Cashier Check per month
  • FREE check printing with the Providence Senior check style
    or 30% off any other check style we offer
  • FREE optional printed check images with monthly statement

PROVIDENCE PLUS CHECKING For customers who value easy money management with printed check images, Providence Plus Checking provides these advantages –

  • ALL Providence Personal Checking benefits (listed above)
  • NO monthly fee*
  • Complimentary trial checks
  • FREE optional printed check images with monthly statement by mail

* Minimum balance is $500 or an average collected balance of $1,000. If balance falls below minimum there is a $10.00 monthly service fee applied.

PROVIDENCE PREFERRED CHECKING For customers who value an interest bearing account, Providence Preferred Checking provides these advantages –

  • ALL Providence Personal Checking benefits (listed above)
  • Earn interest at any balance
  • Compounded tiered interest paid monthly (higher balances earn a higher rate of interest)
  • NO monthly fee*
  • FREE optional printed check images with monthly statement
  • FREE Cashier Checks
  • FREE check printing with the Providence Preferred check style

* Minimum balance is $1,000 or an average collected balance of $2,500. If balance falls below minimum there is a $15.00 monthly service fee applied.