CheckingSavings & Money MarketRemote Deposit CaptureCash ManagementLendingHealth Savings Account

PROFESSIONAL ACCOUNT ANALYSIS CHECKING
For businesses with moderate to high volume activity, Professional Account Analysis Checking provides these competitive advantages:

  • Business Check Card
  • Monthly earnings credits to reduce or eliminate maintenance and
    processing fees
  • Easy-to-read monthly statements with check images in check number order to facilitate account balancing
  • Optional online banking and other cash management services
  • Optional sweep feature (maximize earning on idle cash balances,
    while maintaining the liquidity your business demands)
  • Optional combining of activities and balances of two or more accounts for the same business to access funds in one account to offset maintenance and processing fees in another account

PROFESSIONAL SMALL BUSINESS CHECKING
For businesses with smaller balances and low volume activity, Professional Small Business Checking provides these competitive advantages:

  • Business Check Card
  • NO minimum balance
  • NO monthly service fee
  • NO activity charges for fewer than 100 transactions per month including checks paid, deposits, checks deposited, ACH transactions and others*
  • FREE electronic easy-to-read monthly statements with check images in check number order
  • Optional online banking and other cash management services

* A $.50 fee applies for each transaction exceeding 100 regardless of the balance maintained.

PROFESSIONAL MID-SIZE BUSINESS CHECKING
For businesses with moderate activity, Professional Mid-Size Business Checking provides these competitive advantages

  • Business Check Card
  • NO monthly service fee*
  • NO activity charges for fewer than 300 transactions per month
    including checks paid, deposits, checks deposited and others **
  • Easy-to-read monthly statements with check images in check
    number order to facilitate account balancing
  • Optional online banking and other cash management services

* Requires maintaining a $5,000 minimum balance or an average collected balance of $10,000.  A $15.00 monthly service fee applies if balance doesn’t meet minimum.

** A $.50 fee applies for each transaction exceeding 300 regardless of the balance maintained. 

PROVIDENCE CHARITABLE CHECKING
For nonprofit and civic organizations with high volume activity, Providence Charitable Checking provides these advantages:

  • NO monthly service fee
  • Unlimited check writing
  • Easy-to-read monthly statements with check images in check number order to facilitate account balancing
  • Optional online banking and other cash management services

*Providence Bank & Trust reserves the right to limit the availability of Providence Charitable and Community products to accounts with reasonable activity levels.

PROVIDENCE CHARITABLE NOW CHECKING
For nonprofit and civic organizations that want to earn interest, Providence Charitable NOW Checking† provides these advantages:

  • Competitive interest rate
  • Compounded tiered interest paid monthly (higher balances earn a higher rate of interest)
  • NO monthly service fee*
  • Easy-to-read monthly statements with check images in check number order to facilitate account balancing
  • Optional online banking and other cash management services

*Minimum balance is $2,500. If balance falls below minimum there is a $10.00 monthly service fee applied.
†Providence Bank & Trust reserves the right to limit the availability of Providence Charitable and Community products to accounts with reasonable activity levels.

PROVIDENCE COMMUNITY CHECKING
For nonprofit and civic organizations with smaller balances and low volume activity, Professional Community Checking* provides these advantages:

  • NO monthly service fee
  • NO minimum balance
  • 50 FREE checks
  • Easy-to-read monthly statements with check images in check number order to facilitate account balancing

*Providence Bank & Trust reserves the right to limit the availability of Providence Charitable and Community products to accounts with reasonable activity levels.